Cash Flow Statements for UK Businesses That Need to Track Every Pound
Profit on paper means nothing if you cannot pay your bills. ABM Chartered Accountants produces monthly cash flow statements that show exactly where your cash came from, where it went, and how much you have left to work with.
Cash In, Cash Out, and Cash Left Reported
A cash flow statement tracks the actual movement of cash through your business during a given period. It shows cash generated from operations, cash spent on investments, and cash received or repaid through financing. ABM Chartered Accountants prepares yours monthly so you always know your true cash position and can plan your spending with confidence.
Our ICAEW and ACCA qualified accountants reconcile your bank accounts, categorise every cash movement, separate operating, investing, and financing activities, compare actual cash flow against your forecast, monitor your liquidity, and highlight where cash is being consumed or generated faster than expected.
What Our Cash Flow Statement Service Covers
From monthly reporting to forecasting, here is how ABM Chartered Accountants gives you complete visibility of your cash position and the confidence to plan ahead.
Monthly Cash Flow Reporting
Producing a cash flow statement each month showing where your cash came from and where it went.
Operating Cash Flow Analysis
Analysing the cash generated or consumed by your day-to-day trading operations every month.
Investing & Financing Activities
Reporting on cash spent on assets, received from disposals, and movements in loans or equity.
Cash Flow Forecasting
Projecting your future cash position based on expected income, costs, and committed payments.
Variance Analysis
Comparing actual cash flow against forecast to explain where reality differed from the plan.
Liquidity Monitoring
Tracking your available cash and short-term liquidity so you always know your runway ahead.
Profitable Businesses Fail When Cash Runs Out
Cash flow is the reason profitable businesses go under. You can show a profit on your P&L and still run out of cash if your customers pay slowly, your stock ties up capital, or your overheads fall due before your income arrives. ABM Chartered Accountants gives you the visibility to prevent that.
Cash flow statements also reveal things your P&L and balance sheet cannot show on their own. They tell you whether your operating activities are generating enough cash to fund the business, whether you are relying too heavily on borrowing, and whether your cash conversion cycle is healthy.
Cash Flow Statements for Businesses Right Across the UK
Based in Canary Wharf, London, ABM Chartered Accountants prepares cash flow statements for businesses throughout the UK. We work from your cloud accounting data wherever you are.
Cash Flow Reporting for Every Business Sector
We prepare cash flow statements for businesses in construction, professional services, retail, e-commerce, property, manufacturing, hospitality, and technology. Every business needs to understand how its cash moves.
Why Businesses Choose ABM for Cash Flow
Chartered Cash Flow Specialists
ICAEW and ACCA qualified reporting on your cash.
Forecast and Actual Compared
Projected cash flow measured against what actually happened.
No Cash Surprises
Your liquidity monitored so shortfalls are spotted early.
How We Work
Initial Consultation
Set Up and Onboard
Ongoing Support
We provide regular reviews and proactive advice to keep your finances optimised and HMRC-compliant.
Get in Touch Today
Whether you need help with your tax return, payroll, VAT, or business advisory, our qualified UK accountants are ready to provide clear, practical guidance for your specific needs.
Book a Consultation
Fill in the form below and one of our expert accountants will contact you promptly to discuss your accounting and tax requirements.
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Frequently Asked Questions
Here are answers to the cash flow statement questions we hear most often. Contact our team.
What is a cash flow statement?
A cash flow statement is a financial report that tracks the movement of cash into and out of your business over a given period. It is divided into three sections: operating activities, investing activities, and financing activities. Together they explain your net change in cash.
How is it different from a profit and loss report?
A P&L shows whether you made a profit based on income earned and costs incurred, regardless of when cash was received or paid. A cash flow statement shows the actual cash that moved through your business. You can be profitable and still have negative cash flow.
What are operating, investing, and financing activities?
Operating activities cover cash from your core trading, such as receipts from customers and payments to suppliers. Investing activities cover cash spent on or received from assets like equipment or property. Financing activities cover movements in loans, share capital, and dividends paid to shareholders.
How often should I receive a cash flow statement?
Monthly is recommended for most businesses. It gives you regular insight into how your cash is moving and whether your operating activities are generating enough cash to sustain the business. ABM Chartered Accountants produces your cash flow statement as part of your monthly management accounts.
Can you forecast my future cash flow?
Yes. We build cash flow forecasts based on your expected income, committed costs, loan repayments, tax payments, and any planned capital expenditure. The forecast is then compared against actual cash flow each month so you can see where reality differs from the plan.
How much do cash flow statement services cost?
Fees depend on the complexity of your cash flow, the number of bank accounts, and whether the service is standalone or part of a management accounts package. We offer fixed monthly pricing. Contact ABM Chartered Accountants for a quote tailored to your business.