Restructuring Advice That Protects Your Business When It Matters
When your business faces financial pressure, the decisions you make next define what survives. ABM Chartered Accountants provides clear restructuring advice that stabilises your position, addresses creditor obligations, and gives your business the best chance of recovery and long-term viability.
Practical Restructuring From Chartered Accountants You Trust
Restructuring can mean different things depending on your situation. It might involve renegotiating debts, reorganising your corporate structure, cutting costs to restore profitability, or preparing a formal turnaround plan. Whatever the challenge, ABM Chartered Accountants reviews your financial position, identifies the options available, and helps you take the right steps in the right order.
Our ICAEW and ACCA qualified accountants bring both financial expertise and commercial judgement to every restructuring engagement. We advise on cash flow management, creditor negotiations, director duties, tax-efficient reorganisation, and group simplification. Whether the goal is recovery, sale, or an orderly change of direction, we guide you through it.
What Our Restructuring Advice Service Covers
From assessing your financial position to negotiating with creditors, here is how ABM Chartered Accountants helps businesses restructure with clarity, control, and a practical plan forward.
Financial Review
Assessing your current financial position to understand the scale of the problem and what is viable.
Turnaround Planning
Building a practical plan to stabilise your business, cut losses, and return to profitable trading.
Creditor Negotiation
Negotiating with creditors and HMRC to agree manageable repayment terms and prevent formal action.
Group Restructuring
Reorganising your corporate group to simplify operations, reduce costs, or prepare for sale.
Tax-Efficient Reorganisation
Restructuring your business in a way that minimises the tax cost of changing how you operate.
Director Duty Guidance
Advising directors on their legal obligations when a company faces financial difficulty or distress.
Act Early and Keep Your Options Open
The earlier you seek restructuring advice, the more options you have. Businesses that wait until creditors force the issue lose control of the process. ABM Chartered Accountants helps you act while there is still time to negotiate, restructure, and recover. Early intervention protects value, preserves relationships, and avoids the costs of formal insolvency.
Directors also have personal obligations when a company is in financial difficulty. Trading while insolvent, or failing to act in the best interests of creditors, can lead to personal liability. We advise you on your duties so you are protected as well as your business.
Restructuring Advice for Businesses Right Across the UK
Based in Canary Wharf, London, ABM Chartered Accountants provides restructuring advice to businesses throughout the UK. We respond quickly because in restructuring situations, timing is everything.
Restructuring Advice for Every Business Sector
We advise on restructuring for businesses in construction, retail, hospitality, professional services, property, manufacturing, technology, and trades. Financial difficulty does not discriminate by sector, and neither does our experience.
Why Businesses Choose ABM for Restructuring
Chartered Advisory Depth
ICAEW and ACCA qualified with restructuring experience.
Options Before Obligations
Every available route explored before formal steps taken.
Confidential and Urgent
Sensitive situations handled with discretion and speed always.
How We Work
Initial Consultation
Set Up and Onboard
Ongoing Support
We provide regular reviews and proactive advice to keep your finances optimised and HMRC-compliant.
Get in Touch Today
Whether you need help with your tax return, payroll, VAT, or business advisory, our qualified UK accountants are ready to provide clear, practical guidance for your specific needs.
Book a Consultation
Fill in the form below and one of our expert accountants will contact you promptly to discuss your accounting and tax requirements.
Our Global Clients
Frequently Asked Questions
Here are answers to the restructuring questions we hear most often. Contact our team for a confidential discussion.
What does restructuring advice cover?
Restructuring advice covers any situation where a business needs to change its financial, operational, or corporate structure to address a problem or improve its position. This can range from cost cutting and creditor negotiations to group reorganisation and formal turnaround planning.
When should I seek restructuring advice?
As early as possible. The sooner you act, the more options are available. Warning signs include persistent cash flow problems, difficulty paying suppliers or HMRC on time, creditor pressure, and declining margins. ABM Chartered Accountants provides a confidential initial review at no obligation.
Can you negotiate with HMRC on my behalf?
Yes. HMRC is often one of the largest creditors in a restructuring situation. We can negotiate time to pay arrangements for outstanding PAYE, VAT, and corporation tax liabilities. ABM Chartered Accountants presents your case to HMRC with the financial evidence they need to agree terms.
What are my duties as a director?
When a company is in financial difficulty, directors have a legal duty to act in the best interests of creditors, not just shareholders. Continuing to trade while insolvent without taking appropriate steps can lead to personal liability. ABM Chartered Accountants advises you on these obligations.
Is restructuring the same as insolvency?
No. Restructuring is about changing your business to address problems and avoid insolvency where possible. Formal insolvency procedures such as administration, liquidation, or CVAs are separate processes. ABM Chartered Accountants explores every restructuring option before formal insolvency becomes the only route.
How much does restructuring advice cost?
Fees depend on the complexity and urgency of your situation. We offer an initial consultation to understand your position and then agree a clear fee structure for the work required. Contact ABM Chartered Accountants for a confidential and no-obligation conversation.