Making Tax Digital Services for Landlords and Property Investors in UK
If your gross rental income, alone or combined with self-employment, exceeded £50,000, Making Tax Digital for Income Tax now applies. ABM Chartered Accountants provides a complete Making Tax Digital for landlords service covering records, joint ownership and every submission.
Property Income Reported the Way HMRC Expects
Making Tax Digital for landlords treats all your UK lettings as one property business, reported in a single quarterly update, with overseas property as a separate business. The threshold test uses gross rent before expenses and only your share of jointly owned property. HMRC easements let joint owners report income quarterly and expenses at year end, and former furnished holiday lets follow ordinary rules.
We convert letting agent statements and bank feeds into compliant digital records, submit each cumulative update and apply finance cost relief and other adjustments at final declaration.
Related Making Tax Digital Services
Landlord clients typically use these core MTD services. Each is available as part of a fixed annual fee for your portfolio or on its own for a single stage.
MTD Readiness Assessment
We confirm whether MTD applies to you, when it starts and what changes.
MTD Registration
HMRC sign-up, agent authorisation and ongoing compliance support handled for you.
Digital Record Keeping
HMRC-compliant digital records maintained monthly from first entry through to every submission.
Quarterly Updates
Cumulative quarterly updates prepared, checked and submitted before every 7th deadline.
Final Declaration
Year-end adjustments, reliefs and your MTD tax return filed by 31 January.
HMRC Account Management
Your HMRC online account monitored, updated and reconciled by your authorised agent.
Why Landlords Choose Managed Making Tax Digital
Agent statements handled: Monthly letting agent statements are captured and coded so gross rent, fees and repairs are correct.
Joint ownership done right: Each owner’s share is tested and reported separately, with HMRC easements applied where they help.
Reliefs applied: Finance cost relief, replacement of domestic items and repairs are claimed correctly at year end.
Portfolio visibility: Per-property tracking inside one property business shows which lets actually make money.
No missed deadlines: Four updates and the final declaration are diarised and submitted with your approval.
MTD Support for Landlords Across the UK
ABM Chartered Accountants supports landlords from our Canary Wharf office in London and remotely for property investors with lettings in Manchester, Birmingham, Leeds, Liverpool, Edinburgh, Bristol and across the UK.
Landlord Types We Support With MTD
We provide MTD for buy-to-let landlords with one property or a portfolio, joint owners and spouses, accidental landlords, HMO operators, former furnished holiday let owners, landlords with overseas property and non-resident landlords.
Why Choose ABM for Landlord MTD Support
Property Tax Specialists
Our landlord team handles finance costs, incorporation questions, Capital Gains Tax and MTD together, not in isolation.
Easements Applied
We use HMRC's joint ownership and simplified categorisation easements wherever they genuinely reduce your quarterly workload.
Agent-Ready Process
We work directly with your letting agent to receive statements on time for every quarterly deadline.
How We Work
Initial Consultation
Set Up and Onboard
Ongoing Support
We provide regular reviews and proactive advice to keep your finances optimised and HMRC-compliant.
Get in Touch Today
Whether you need help with your tax return, payroll, VAT, or business advisory, our qualified UK accountants are ready to provide clear, practical guidance for your specific needs.
Book a Consultation
Fill in the form below and one of our expert accountants will contact you promptly to discuss your accounting and tax requirements.
Our Global Clients
MTD for Landlords FAQs
Answers to the questions landlords and property investors ask most about Making Tax Digital for Income Tax.
Does MTD apply with one property?
Only if gross rent plus any self-employment income exceeded £50,000 in 2024 to 2025. Most single-property landlords join in April 2027 at £30,000 or April 2028 at £20,000, if at all.
How does jointly owned property work under MTD?
Each owner is tested and reports separately using only their share. Spouses split 50:50 unless a Form 17 declares otherwise. Easements allow income quarterly and expenses at year end.
Do I file a quarterly update per property?
No. All UK lets form one property business and go in a single update. Digital records are kept per property, but figures roll up into one submission. Overseas property is reported separately.
Are furnished holiday lets still separate?
No. The furnished holiday lettings regime was abolished from April 2025, so those properties now sit within your ordinary UK property business for MTD and Income Tax purposes.
Can letting agent statements be my records?
Yes, provided the figures are captured digitally into compatible software. We take agent statements each month and create the digital records so nothing is re-keyed by hand.
Can I leave MTD if rents fall?
Not immediately. Once mandated you stay in MTD until your qualifying income has been below the threshold for three consecutive tax years, after which you can opt out.