Principled Chartered Accountants for Credit Brokers in the UK
ABM Chartered Accountants provides expert accounting for credit brokers across the UK, from solo intermediaries to established brokerage firms. Our ICAEW and ACCA qualified team handles commission income, FCA compliance costs, broker fee tracking and tax planning for brokerage businesses and individual credit brokers.
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What Our Clients Say About Us
Hundreds of businesses across the UK trust ABM Chartered Accountants for reliable, expert, and genuinely personal accounting services. See why clients rate us as their most trusted financial partner.
Accounting Built for Credit Brokerage Businesses
Credit brokers face accounting challenges that general accountants rarely handle. Commission from multiple lender panels, FCA regulatory fees, broker fee disclosure rules, Consumer Duty costs and professional indemnity insurance all demand advisors who know how credit brokerage operates.
ABM Chartered Accountants works with primary credit brokers, secondary brokers, commercial finance intermediaries, motor finance brokers and appointed representatives across England, delivering structured financial support for brokerage businesses and individual brokers. Every tax return and regulatory report is handled accurately.
Helping Credit Brokers Track Income and Stay Compliant
Credit brokers need more than basic compliance. ABM Chartered Accountants prepares commission income schedules, lender panel reconciliation, FCA cost tracking, lead generation expense records and tax planning, giving brokers clear visibility over net income, regulatory costs and margins per lender.
Whether you operate as a sole broker, run a brokerage firm, hold Limited or Full Permission or work as an appointed representative, our ICAEW and ACCA qualified team adapts to your model, keeping the business and individual brokers covered.
Our Accounting Services for Credit Brokers
We offer a full range of accounting, tax and advisory services for credit brokers, designed around the demands of commission income, FCA regulation and brokerage businesses operating across the UK.
Accounting Solutions
Expert annual accounts, year-end reporting, and accurate financial statements for UK businesses.
Bookkeeping
Cloud-based bookkeeping with Xero, QuickBooks, and Sage to keep accounts accurate.
Corporate Tax
Corporation tax compliance, computations, and strategic planning for UK companies.
VAT
VAT registration, quarterly returns, and Making Tax Digital compliance for UK businesses.
Payroll
End-to-end payroll, PAYE, RTI submissions, and pension auto-enrolment managed on time.
Audit & Assurance
Statutory audits, independent reviews, and assurance services for confident financial reporting.
Business Advisory
Cash flow forecasting, growth planning, and advisory support for confident decisions.
Company Formation
Fast UK company formation, Companies House registration, and full HMRC tax setup.
Management Accounts
Monthly or quarterly management accounts with KPIs, variance analysis, and clear insights.
Why Credit Brokers Choose ABM Chartered Accountants
Sector Expertise
Strong grasp of commission income, FCA costs and compliance.
Qualified Specialists
ICAEW and ACCA members experienced with credit brokers.
Cloud-Based Delivery
Secure remote access to accounts and filings nationwide.
Supporting Credit Brokers Across the UK
ABM Chartered Accountants supports credit brokers and brokerage firms throughout England, from London and the South East to the Midlands, North West and beyond. Our cloud-based systems deliver specialist accounting to brokerage businesses nationwide.
How We Work
Initial Consultation
Set Up and Onboard
Ongoing Support
We provide regular reviews and proactive advice to keep your finances optimised and HMRC-compliant.
Get in Touch Today
Whether you need help with your tax return, payroll, VAT, or business advisory, our qualified UK accountants are ready to provide clear, practical guidance for your specific needs.
Book a Consultation
Fill in the form below and one of our expert accountants will contact you promptly to discuss your accounting and tax requirements.
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Frequently Asked Questions
Here are answers to common questions primary brokers, secondary brokers and credit brokerage owners ask about specialist accounting.
How is broker commission income recorded?
Lender commissions are taxable trading income recognised when the deal completes. Different lenders pay at different stages and rates. Reconciling commission statements against deal records prevents income being missed.
Are FCA regulatory costs tax deductible?
Yes. FCA authorisation fees, annual levies, Consumer Duty costs, Financial Ombudsman Service levies and compliance monitoring expenses are all allowable deductions that reduce your taxable profits.
How are broker fees to customers handled?
Fees charged to customers must be disclosed and are taxable income. FCA rules require refund provisions for certain fees. Fee income and refunds must be tracked separately in your accounts.
Can I claim lead generation costs?
Yes. Paid advertising, comparison site fees, affiliate referral costs and digital marketing spend are deductible business expenses when used to generate brokerage leads. Track spend against conversions for profitability.
Is PI insurance deductible for brokers?
Yes. Professional indemnity insurance is mandatory for FCA-authorised credit brokers and fully deductible. Premiums are based on your revenue and claims history. Run-off cover is also an allowable cost.
Can ABM support credit brokers nationwide?
Yes. ABM Chartered Accountants serves credit brokers across England using secure cloud-based platforms, delivering specialist accounting to primary brokers, secondary brokers and appointed representatives.